Insurance for Electricians
£1m Public Liability Insurance included as standard.
Protect your tools and business equipment with a range of optional extras.
What is Insurance for Electricians?
Working as an electrician comes with a high number of risks and some accidents can't be avoided, no matter how experienced or careful you are.
In your line of work the consequences can be serious and if members of the public are involved could spark a claim for compensation.
If you're self-employed or run a business, employing staff and apprentices, we can arrange cover to suit your business needs. Our Insurance will help to protect you against a large number of risks faced when you work with or for members of the public.
What's covered?
A Tradesman Insurance policy for electricians will cover you if a client's property is accidentally damaged or a member of the public becomes injured due to your work.
Churchill Expert can arrange Public Liability Insurance through NIG, who will cover £1 million of the compensation claim as standard. You'll also get access to a 24/7 legal helpline and your own personal claims handler if you need to make a claim.
Public Liability Insurance is widely considered essential within the industry. Whether it's large companies seeking a trusted electrician or home clients relying on your expertise, getting covered is a high priority when it comes to protecting against financial risks and ensuring you don't miss out on potential work.
Optional extras
Can be added to your policy for an additional premium
Increase Public Liability cover up to £10m
Many larger clients will stipulate a minimum level of cover for contractors. Increase yours to £2m or £5m, or up to £10m (subject to criteria)
Employers’ Liability cover
You’re required by law to have employers’ liability cover if you hire anyone, including apprentices. Add up to £10m cover to your policy.
Cover for temporary employees and bona fide sub-contractors
Hired by your business
Business Stock cover
We can provide business stock cover up to £25,000
Own plant cover
Add own plant cover (including temporary buildings and site huts) up to £75,000
Hired in plant cover
We offer hired in plant cover with a limit any one item up to £20,000 (the maximum sum insured is £75,000)
Contract works cover
Get cover for any one contract site up to £750,000
Personal accident cover
Insure named people (aged 16 to 75 years old) working for the business