Business Package Insurance
To get a quote, please call us on 0345 246 9593. Our lines are open Monday-Friday, 9am-6pm.
What is Business Package Insurance?
Business Package Insurance provides flexible cover for small to medium enterprises, covering a wide set of risks that come with running a business. Whether you're a manufacturer, distributor, gym or hotel owner, it's not only your output and competitors to consider but the possible hazards and liabilities that could impact the contents and stock of which your business relies on.
Without the right level of insurance cover, potential incidents such as theft, flood or fire could leave your business under financial strain and also come with the detriment to your clients or customers who rely on you and your business. Depending on your business, stock and contents won't be the only concern when it comes to minimising the risks of financial loss. All businesses rely heavily on the use of machinery and equipment and for some industries such as factories, manufacturers and wholesalers, the loss of a bespoke piece of equipment can cause as much disruption as the whole business experiencing an operational breakdown.
No two businesses are the same so Churchill Expert can help you decide what cover is right for you. With multiple cover options, you can tailor your insurance policy through Churchill Expert to meet your individual business needs.
To get a quote or find out more, please call us on 0345 246 9593. Our lines are open Monday-Friday, 9am-6pm.
Reasons to rely on Churchill Expert for Business Package Insurance
- Engineering Equipment Breakdown - £5m per accident
- Engineering Computer Breakdown - £250,000
- Engineering Deterioration of Stock - £15,000
- Material Damage (contents & stock) - £5m per location
All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.
Optional extras
Can be added to your policy for an additional premium
Employers’ Liability cover
You’re required by law to have employers’ liability cover if you hire anyone, including apprentices. Add £10m cover to your policy.
Material Damage
We offer up to £5m material damage cover per location or buildings and tenants improvement.
Electronic Business Machines
We offer up to £1m electronic business machine cover per location.
Legal Expenses
Legal expenses cover up to £150,000.
Terrorism Cover
Cover for damage to a property as a result of terrorist acts is available.
Goods in Transit
Up to £50,000 cover for goods in transit (vehicle load limit, minimum limit - £2000)
Money in Transit
Up to £12,000 cover for money in transit (minimum limit - £2000)
Personal Accident Assault
£10,000 personal accident assault (death & permeant disablement) included automatically when money cover is selected.
Business Interruption
Add £5m Business Interruption cover to your policy for gross profit/ 36 months and £1m for book debts.
Fidelity Guarantee
Add £250,000 fidelity guarantee cover to help protect against losses as a result of fraudulent acts.