Business from Home Insurance
To get a quote, please call us on 0345 246 9593. Our lines are open Monday-Friday, 9am-6pm.
What is Business from Home Insurance?
It may be easy to overlook the risks that come with running a business from your own home. Whether you're operating from a spare room, home office or outbuilding, it's important to assess whether you have the right level of insurance for yourself and your business.
A standard home policy won't cover you for any goods, merchandise, stock, fixtures and fittings or equipment that you use for your business whether you're at home or on the move. Depending on your business, stock and contents won't be the only concern when it comes to minimising the risks of financial loss. If you work with/for members of the public, either at your home or in their premises or if you've employed a team of staff to help run your business, it's high priority that you have the correct level of liability insurance in place.
Churchill Expert can help you decide what cover is right for you – whether you run your business from a laptop, or have a team of staff working from your kitchen, our business insurance specialists will reassure you that your home business is in safe hands.
To get a quote or find out more, please call us on 0345 246 9593. Our lines are open Monday-Friday, 9am-6pm.
Reasons to rely on Churchill Expert for Business From Home Insurance
- £2m Public & Products Liability cover
- Up to £100,000 Business Contents & Stock cover
- Up to £25,000 Goods in Transit cover
- Cover for loss of income up to £50,000 as standard (but can be increased to £500,000) over a 12 month period following an insured event such as fire or flood
All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.
Optional extras
Can be added to your policy for an additional premium
Buildings cover
Add up to £3m buildings cover to your policy.
Employers’ Liability
You’re required by law to have employers’ liability cover if you hire anyone, including apprentices. Add up to £10m cover to your policy.
Portable business equipment
Cover for your portable business equipment away from your premises including laptops and mobile phones.
Legal Expenses
Add up to £100,000 legal expenses cover to your policy.
Household contents
Add up to £100,000 for the contents in your house.