Insurance for Cleaners
£1m Public Liability Insurance included as standard.
Protect your tools and business equipment with a range of optional extras.
What is Insurance for Cleaners?
Whether you're a self-employed cleaner or run your own cleaning business, Churchill Expert can arrange cover tailored to suit your business needs. From cleaning a client's home to washing the floors of larger offices, the job comes with a great deal of trust and responsibility and one slight slip could leave you mopping up a finanical mess.
What is Insurance for Cleaners?
Whether you're a self-employed cleaner or run your own cleaning business, Churchill Expert can arrange cover tailored to suit your business needs. From cleaning a client's home to washing the floors of larger offices, the job comes with a great deal of trust and responsibility and one slight slip could leave you mopping up a finanical mess.
Public Liability Insurance for cleaners helps protect against a compensation claim made by a member of the public due to accidental injury or damage to their property as a result of your work. Churchill Expert can arrange £1m Public Liability cover as standard with the option to increase this to up to £10m for an additional premium.
Public Liability Insurance is widely considered within the industry. Both large companies and smaller home clients will seek a cleaner they can trust to tend to their property so having the right level of cover is key to protecting against financial risks as well as keeping your reputation polished.
What's covered?
Standard
- Up to £1m cover
- Access to a 24/7 legal helpline
Optional extras
Can be added to your policy for an additional premium
Increase Public Liability cover up to £10m
Many larger clients will stipulate a minimum level of cover for contractors. Increase yours to £2m or £5m, or up to £10m (subject to criteria)
Employers’ Liability cover
You’re required by law to have employers’ liability cover if you hire anyone, including apprentices. Add up to £10m cover to your policy.
Tools & Business equipment cover
Add up to £10,000 cover for your tools and business equipment.
Business Stock cover
We can provide business stock cover up to £25,000
Cover for temporary employees and bona fide sub-contractors
Hired by your business
Own plant cover
Add own plant cover (including temporary buildings and site huts) up to £75,000
Hired-in plant cover
We offer hired-in plant cover with a limit on any one item up to £20,000 (the maximum sum insured is £75,000)
Contract works cover
Get cover for any one contract site up to £750,000
Personal accident cover
Insure named people (aged 16 to 75 years old) working for the business
Download Tradesman Insurance policy documents
All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.