Employers' Liability Insurance

Employers' Liability Insurance will cover you against any claims made as a result of your employees or apprentices falling ill or becoming injured as a result of the work they do for you. You can add £10m of Employers' Liability cover to your policy as an optional extra for an additional premium. 

As an employer, your main priority is the health and safety of your employees. It is a legal requirement under the Employers' Liability Act 1969 to take out Employers' Liability Insurance if you have one or more members of staff or apprentices working for your business. You can read the full guide for employers

Employers' Liability Insurance must cover you for at least £5 million. Failure to take out the correct insurance poses the risk of a number of fines: 

  • £2500 for each day you go without Employers' Liability Insurance

  • £1000 if you fail to or refuse to present an EL certifcate when requested by an inspector

 

You may also be interested in liability cover for temporary employees and bona-fide sub-contractors hired by your business and personal accident cover for named people working in the business which you can also add as an optional extra to your Public Liability policy. 

Find out how much Employers' Liability costs along with your Public Liability cover and any other optional extras you may be interested in.

Prefer to speak to someone?

To get a quote or find out more, please call us on the number at the top of the page.
Our lines are open Monday-Friday, 9am-6pm.

Professionals Insurance

Whether you're a small business or self-employed, we have a flexible cover for long term security and peace of mind.

Find out more

Public Liability Insurance

£1m cover included as standard with the option to increase this to £10m.

Find out more


All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.

Employers' Liability Insurance

£2500 for each day you go without Employers' Liabiltiy Insurance

Employers' Liability Insurance will cover you against any claims made as a result of your employees or apprentices falling ill or becoming injured as a result of the work they do for you. You can add £10m of Employers' Liability cover to your  policy as an optional extra for an additional premium. 

As an employer, your main priority is the health and safety of your employees. It is a legal requirement under the Employers' Liability Act 1969 to take out Employers' Liability Insurance if you have one or more members of staff or apprentices working for your business. You can read the full guide for employers

Employers' Liability Insurance must cover you for at least £5 million. Failure to take out the correct insurance poses the risk of a number of fines: 

£1000 if you fail to or refuse to present an EL certifcate when requested by an inspector  

You may also be interested in liability cover for temporary employees and bona-fide sub-contractors hired by your business and personal accident cover for named people working in the business which you can also add as an optional extra to your Public Liability policy. 

Find out how much Employers' Liability costs along with your Public Liability cover and any other optional extras you may be interested in. 

 

Or if you'd prefer to speak to a member of our team, you can call us on 0345 246 9593. Our lines are open Monday - Friday, 9am-6pm. 

All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.