What is Insurance for Carpenters?
As a carpenter no two days are the same. Whether it's constructing or repairing frameworks to installing new fixtures, the range of works comes with a number of risks. Accidents are unavoidable in the industry and if damage or injury is caused, your business could be left chipping away. If you're self-employed or run a business, employing staff and apprentices, we can arrange cover to suit your business needs and help insure you against a large number of risks faced when working with or for members of the public.
What's covered?
Tradesman Insurance for carpenters is there to protect against the finanical risks when things go wrong. Churchill Expert can arrange Public Liability Insurance through NIG who will cover £1m of the compensation claim as standard in the event that a client's property is accidentally damaged or a member of the public is injured due to your work. You will also get access to a 24/7 legal helpline and your own personal claims handler should you need to make a claim.
Public Liability Insurance is widely considered essential within the industry. Clients will rely on you for your expertise and large companies will seek a trusted carpenter with the right level of cover. As a skilled craftsman, Public Liability will be your key priority, whether you're self-employed or running your own business.
Optional extras
Can be added to your policy for an additional premium
Increase Public Liability cover up to £10m
Many larger clients will stipulate a minimum level of cover for contractors. Increase yours to £2m or £5m, or up to £10m (subject to criteria)
Employers’ Liability cover
You’re required by law to have employers’ liability cover if you hire anyone, including apprentices. Add up to £10m cover to your policy.
Cover for temporary employees and bona fide sub-contractors
Hired by your business
Business Stock cover
We can provide business stock cover up to £25,000
Own plant cover
Add own plant cover (including temporary buildings and site huts) up to £75,000
Hired in plant cover
We offer hired in plant cover with a limit any one item up to £20,000 (the maximum sum insured is £75,000)
Contract works cover
Get cover for any one contract site up to £750,000
Personal accident cover
Insure named people (aged 16 to 75 years old) working for the business