Tools and Business Equipment Cover
Whether you're a cleaner, consultant, beautician or hairdresser, your business relies heavily on your essential equipment. Tools and Business Equipment Insurance will cover you in the event that your equipment becomes damaged or stolen. Replacing your equipment not only comes at an expense but can also disrupt your business causing you to turn away vital clients. To save time and money, Churchill Expert can arrange up to £10,000 of Tools and Business Equipment cover per employee when you take out
- You and your employees if you're UK residents and are working anywhere in the EU in connection to your business.
- Portable business equipment extending to mobile phones and laptops.
- The above equipment belonging to you or any of your directors, partners, employees for which they are responsible but not if any of these items are insured elsewhere.
- Damage to business equipment caused by fire, lightning, explosion, earthquake, aircraft or other aerial devices or articles dropped therefrom, riot, civil commotion, strikers, locked-out workers, persons taking part in labour disturbances, malicious persons other than thieves, storm, flood, escape of water or oil from any tank apparatus or pipe, sprinkler leakage, theft or impact by any road vehicle or animal.
This cover excludes Tools and Business Equipment hired out and theft or attempted theft of any unattended vehicle unless securely locked at all points of access or in a securely locked building between 9am-6pm. To find out more about what is and isn't included in this cover, please refer to the Business Equipment cover section in the
Other optional covers include up to £25,000 cover to Business Stock that belongs to you or which you are responsible for.
Find out how much it costs to take out Public Liability Insurance including any optional extras that may benefit your business.
*Optional extras can be added to your policy for an additional premium.
Professionals Insurance
Whether you're a small business or self-employed, we have a flexible cover for long term security and peace of mind.
Public Liability Insurance
£1m cover included as standard with the option to increase this to £10m.
Prefer to speak to someone?
You can call us on the number at the top of the page.
Our lines are open Monday - Friday, 9am-6pm.
All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.
Tools Cover
*Optional extras can be added to your policy for an additional premium.
Whether you're a builder, carpenter, electrician or gardener - your business and livelihood depends on your tools. Tools and Business Equipment Insurance will cover your tools against theft or damage when you add this as an optional extra to your
- You and your employees if you're UK residents and are working anywhere in the EU in connection to your business.
- Portable tools and business equipment extending to mobile phones and laptops.
- The above equipment belonging to you or any of your directors, partners, employees for which they are responsible but not if any of these items are insured elsewhere.
- Damage to your tools or business equipment caused by fire, lightning, explosion, earthquake, aircraft or other aerial devices or articles dropped therefrom, riot, civil commotion, strikers, locked-out workers, persons taking part in labour disturbances, malicious persons other than thieves, storm, flood, escape of water or oil from any tank apparatus or pipe, sprinkler leakage, theft or impact by any road vehicle or animal.
This cover excludes Tools and Business Equipment hired out and theft or attempted theft of any unattended vehicle unless securely locked at all points of access or in a securely locked building between 9am-6pm.To find out more about what is and isn't included in this cover, please refer to the Tools and Business Equipment cover section in the policy documents.
Other optional covers for your Business Equipment includes:
- Up to £25,000 cover to Business Stock that belongs to you/ which you are responsible for
- Up to £75,000 own plant cover (including temporary buildings and site huts)
- Hired in plant cover limiting any one item up to £20,000 where the max sum insured is £75,000
Find out how much it costs to take out Public Liability Insurance including any optional extras that may benefit your business.
Or if you'd prefer to speak to a member of our team, you can call us on 0345 246 9593. Our lines are open Monday-Friday, 9am-6pm.
All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.