Public & Products Liability Cover

Public Liability covers you against claims made by members of the public where you or your business are found responsible for a personal injury or accidental damage to a property. This cover is important for most businesses when working with customers or clients. Even if you operate your business from home you may still need to consider Public Liability Insurance. Accidents can happen whether it's a slip or trip in your premises or a spill on a carpet at a customers home. If the customer or client decided to sue, Public Liability would cover any of the legal costs arising from the business claim. 

Like Public Liability cover, Products Liability will cover you in the event that your product has caused harm to the customer or client, or damage to their property. No defect is too small when it comes to the risk of opening up a costly compensation claim. If your business involves you making or supplying goods, Products Liability will be key to you safeguarding against these risks. 

Churchill Expert can arrange cover through NIG with up to £2m Public & Products Liability included as standard in a Business from Home Insurance policy. 

To find out how much Business Insurance costs and any other optional extras you may be interested in, you can call our customer service team on the number at the top of the page. Our lines are open Monday - Friday, 9am-6pm.