Business Contents & Stock Cover

If your business contents and stock are lost, damaged or stolen, not only are you left with the expense of replacing your items but you also run the risk of delaying work or turning away customers in the time you go without your essential equipment. 

Churchill Expert will arrange insurance for up to £100,000 of business contents (extended to cover £1,000 of Business Stock per third party storage site, up to a maximum of £5,000 per period of insurance) so you'll be covered when it comes to fixing or replacing your items following an unforseen event including fire, storm, flood, escape of water, escape of oil, malicious damage and theft. 

The items covered in these events includes vending machines, office furniture, fixtures and fitittings, tools, utensils and security systems. The policies we arrange can also extend to portable business equipment such as laptops and mobile phones for an additional premium.  

You'll also be covered for goods being transported from one place to another in a vehicle hired or owned by yourself or an employee. Our policy covers up to £1000 of goods in transit as standard and can be extended to cover contents and stock distributed at an exhibition, trade fair or craft fair. 

We advise that you read your policy documents for the full terms and exclusions.

To find out more about the stock we can arrange cover for and how much this will cost, please call our customer service team on the number at the top of the page. Our lines are open Monday - Friday, 9am-6pm. 

 

Public & Products Liability

£2m cover included as standard.

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Employers' Liability Insurance

You’re required by law to have employers’ liability cover if you hire anyone, including apprentices. Add up to £10m cover to your policy.

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All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.