Treatment Liability Cover

Treatment Liability Insurance is an important section of cover available to professionals who provide hair, beauty, health, and wellbeing treatments. Treatment Liability Insurance can be taken out in addition to a Public Liability policy and can cover against injury or damage claims as a result of a professional treatment.

Churchill Expert can arrange Treatment Liability cover for hairdressers which includes:
 

  • Washing
  • Cutting
  • Styling
  • Drying
  • Tinting
  • Dyeing
  • Bleaching
  • Permanent waving
  • Any normal hairdressing work to wigs and hair pieces 

In the event that any of these hair treatments cause death, bodily injury or loss or damage to a third party property where your business is found liable, you'll be covered for the same limit you selected for your Public Liability cover. 

Hair treatments must be carried out by a suitably trained person who must be age 18 years or over and who has either: more than 3 year’s continuous experience of professional hairdressing; or completed 2 years’ technical college training in hairdressing.

All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.