Treatment Liability Cover

Treatment Liability Insurance is an important section of cover available to professionals who provide hair, beauty, health, and wellbeing treatments. Treatment Liability Insurance can be taken out in addition to a Public Liability policy and can cover against injury or damage claims as a result of a professional treatment.

Churchill Expert can arrange Treatment Liability cover for beauticians which includes:
 

• Eyebrow and eyelash plucking, shaping, and tinting.
• Manicure and pedicure (but not chiropody) including the application of acrylic coatings.
• Application of cosmetics and facial masks including ionisation and steaming treatments.
• Application of proprietary hair removal preparations other than electrolysis.

Cover can be extended to a number of additional treatments such as:
 

• Vibormassage
• Massage
• Reflexology
• Aromatherapy
• Ear piercing
• Infra-red treatments
• Laser treatments
• Semi or permeant make up
• Any other beauty treatment involving power operated aids
• Any treatment involving the administration of injectable beauty and aesthetic treatments

In the event that any of these beauty treatments cause death, bodily injury or loss or damage to a third party property where your business is found liable, you'll be covered for the same limit you selected for your Public Liability cover. 

Treatments must be carried out by a suitably trained person who must be age 18 years or over and have more than one year’s continuous experience of beauty therapy. Makers and vendors instructions must be followed, and skin tests carried out beforehand where applicable.