What is Shop Insurance?
Whether your business is based in a shop or on the highstreet, Shop Insurance could be the most valuable item in your basket. Shop Insurance will cover you against a number of risks faced when it comes to running a business, serving customers and hiring staff. For tailored insurance to suit your business needs, Churchill Expert can arrange cover with a range of optional extras all under one comprehensive policy.
Whether you run a coffee shop, florist, high street fashion store or sell your products online, no two businesses are the same so Churchill Expert can help you decide which cover is right for you.
To get a quote or find out more, please call us on 0345 246 9593. Our lines are open Monday-Friday, 9am-6pm.
Reasons to rely on Churchill Expert for Shop Insurance
- £2m Public Liability cover
- £10m Employers' Liability cover
- Up to £1m Contents cover with unlimited glass cover
- £500,000 Business Interruption Insurance (can be increased to £2m)
- Up to £15,000 Goods in Transit cover
- £1,000 cover for fixed signs
- £5,000 cover for theft of business money at home or in transit (can be increased to £12,000)
- Cover for loss of income up to £500,000 over a 12 month period following an insured event such as fire or flood
All of the policies we arrange are provided by NIG and are underwritten by U K Insurance Limited. Churchill Expert is a trading name of U K Insurance Business Solutions Limited who arrange and administer NIG policies. If U K Insurance Limited are unable to provide cover, they can refer you to an insurance broker who can help find a solution for you.
Optional extras
Can be added to your policy for an additional premium
Increase Public Liability cover
Option to increase Public Liability cover to £2m or £5m, or £10m (subject to criteria).
Legal Expenses
Add up to £100,000 legal expenses cover to your policy.
Buildings cover
Add up to £5m buildings cover to your policy.
Loss of Licence cover
Covers you in the event of an accident or illness which results in the loss of your shop licence. Add £250,000 to your policy.
Terrorism cover
Available on request.
Hair & Beauty Treatment cover
Available for the same amount of indemnity you selected for Public Liability.