Tradesman Insurance
£1m Public Liability Insurance included as standard.
Protect your tools and business equipment with a range of optional extras.
What is Tradesman Insurance?
Churchill Expert can arrange cover for a number of trades across the construction and building industry. If you're self-employed or run a business, employing staff and apprentices, we can arrange cover to suit your business needs. Our insurance covers you against a large number of risks you face when working with or for members of the public.
What's covered?
A Public Liability Insurance policy for tradesmen will help protect against costly claims if your work causes accidental injury to a member of the public or damage to a client's property.
Churchill Expert can arrange £1 million Public Liability cover (with options to increase to £10 million), included as standard with access to a 24/7 legal helpline and your own personal claims handler if you need to make a claim.
Public Liability Insurance is widely considered essential within the industry. Large companies and public sector organisations will look for a trusted tradesman with the right level of cover so Public Liability Insurance is key to protecting you against financial risks and ensuring you don't miss out on potential work.
Optional extras
Can be added to your policy for an additional premium
Increase Public Liability cover up to £10m
Many larger clients will stipulate a minimum level of cover for contractors. Increase yours to £2m or £5m, or up to £10m (subject to criteria)
Employers’ Liability cover
You’re required by law to have employers’ liability cover if you hire anyone, including apprentices. Add up to £10m cover to your policy.
Cover for temporary employees and bona fide sub-contractors
Hired by your business
Business Stock cover
We can provide business stock cover up to £25,000
Own plant cover
Add own plant cover (including temporary buildings and site huts) up to £75,000
Hired in plant cover
We offer hired in plant cover with a limit any one item up to £20,000 (the maximum sum insured is £75,000)
Contract works cover
Get cover for any one contract site up to £750,000
Personal accident cover
Insure named people (aged 16 to 75 years old) working for the business